Another fun practice, what Wells Fargo just did to me: I made 2 payments to ebay which did not immediately come out of my account. The day before a direct deposit went thru i had the extra money so i decided to use it since the purchases hadnt went thru and had to go thru next morning at earliest when i would have more funds. So my bank processed the transactions the next day after my deposit and i had sufficient funds n then charged me 2 fees of $35 one for each ebay item. I asked them n they said it went thru day before? But they didnt take money out n they said no well it went thru yesterday but cleared today so basically the 10 hours i was insufficient is when they claim the transactions cleared??? Interesting. If they went thru n took the money out the day before i never would of debited the money. They then charged me another $35.00 because the money they took made my account insufficient to pay somehting else i processed prior to them taking the first 2 fees… they should have to give u until 5 pm to deposit funds before they can charge you and should not be able to take the funds immediately causing more to bounce they should have to give 72 hours notice that theyll be taking funds… its pure BS
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